Financial Analysis ToolJan 2026

AI Infrastructure
TCO Calculator

Calculate the complete total cost of ownership for your AI infrastructure deployment. Compare on-premises vs. cloud with 3-7 year financial projections and break-even analysis.

30-50% CapEx
15-25% Energy
20-30% Personnel
7-28mo Break-Even
CapEx
Hardware + Infrastructure
OpEx
Power + Personnel + Support
Savings
vs. Cloud at Scale

Configuration

GPU Configuration

Enterprise pricing with support. TDP in parentheses.
1 64 128 256
Total Servers: 1

Power & Cooling

Higher efficiency = lower operating costs but higher CapEx
Nevada $0.06 US Avg $0.12 CA $0.22
Override default PUE if you know your facility's actual efficiency
Total IT Load: 6.1 kW

Analysis Period

Accounts for inflation, rising electricity costs, and wage growth

TCO Results

Total Cost of Ownership (5 Years)
$842,050
$105,256 Per GPU
$14,034 Monthly
$2.40 Per GPU/Hour

Capital Expenditures (CapEx)

GPU Hardware $216,000 74%
Server Hardware $35,000 12%
Network Infrastructure $5,000 2%
Storage Infrastructure $30,000 10%
Power & Cooling Infrastructure $6,710 2%
Total CapEx $292,710 100%

Annual Operating Expenses (Year 1)

Electricity $7,695 7%
Facility / Colocation $13,176 13%
Personnel $50,000 48%
Maintenance & Support $32,600 32%
Total Annual OpEx $103,471 100%

Multi-Year Projection

Year OpEx Cumulative OpEx Cumulative TCO
0 $292,710
1 $103,471 $103,471 $396,181
2 $106,575 $210,046 $502,756
3 $109,772 $319,818 $612,528
4 $113,065 $432,883 $725,593
5 $116,457 $549,340 $842,050

Cloud Comparison (5 Years)

Deployment Model Total Cost Per GPU $/GPU/Hour
On-Premises (SLYD) $842,050 $105,256 $2.40
Cloud On-Demand (24/7) $3.10M $387,236 $8.00
Cloud Savings Plan (40% off) $1.86M $232,342 $4.80
Savings vs Cloud On-Demand $2.26M
Savings Percentage 73%
Break-Even Point 8 months

Cloud comparison assumes 24/7 utilization. Actual cloud costs may include additional data egress, storage, and network transfer fees not shown here.

What is Total Cost of Ownership?

Understanding the complete financial impact of AI infrastructure investments

TCO Definition

Total Cost of Ownership represents the complete financial impact of an IT investment over its useful life. For AI infrastructure, TCO extends far beyond hardware purchase price to include every cost associated with deploying, operating, and maintaining GPU systems.

A thorough TCO analysis captures costs that are often overlooked or underestimated, including power consumption that can exceed the hardware cost over a 3-year period, cooling requirements that scale with compute density, and personnel costs for managing increasingly complex AI systems.

Why TCO Matters for AI

AI workloads present unique TCO challenges compared to traditional IT:

  • Power density: A single B200 server can draw 10kW—more than an entire rack of traditional servers
  • Cooling complexity: High-density deployments often require specialized cooling solutions
  • Utilization patterns: Training and inference have different profiles affecting cost efficiency
  • Rapid depreciation: GPU generations advance quickly, affecting residual value

Break-Even Analysis: Cloud vs. On-Premises

For most sustained AI workloads, on-premises infrastructure becomes more cost-effective than cloud beyond a certain utilization threshold and time horizon.

Utilization Use Case Break-Even Timeline
90%+ (24/7) Production inference, continuous training 7-14 months
60-80% Active development, experimentation 14-24 months
40-60% Periodic workloads, batch processing 24-36+ months
<40% Occasional use, variable demand Cloud often more economical

Understanding Cost Categories

Deep dive into the components of AI infrastructure TCO

Hardware Costs

GPU hardware represents the most visible component of AI infrastructure. A production-ready system includes:

  • Base system: CPU(s), memory, NVMe storage, chassis — $5,000-$45,000 per server
  • Interconnects: NVLink bridges, InfiniBand NICs — $3,000-$10,000 per GPU for multi-node
  • Networking: Switches, cabling, top-of-rack equipment
Tier GPUs Cost Range
Entry RTX 6000 Pro, A100 $10K-15K/GPU
Mid H100 PCIe, MI300X $25K-35K/GPU
High H100 SXM, H200 $32K-45K/GPU
Ultra B200, B300 $45K-60K/GPU

Power & Cooling

For high-utilization AI workloads, electricity can become the largest single cost category over a 5-year period.

GPU TDP Annual Cost*
H100/H200 SXM 700W ~$893/GPU
B200 1,000W ~$1,261/GPU
B300 1,100W ~$1,387/GPU
MI300X 750W ~$946/GPU

*At $0.12/kWh, 24/7 operation, before PUE multiplier

Personnel Costs

AI infrastructure requires specialized skills that command premium compensation:

  • System administration (Linux, containers, GPU drivers)
  • Networking (InfiniBand, high-performance fabrics)
  • ML Operations (training pipelines, model deployment)
Deployment Size Staffing Annual Cost
1-16 GPUs Part-time / MSP $50,000
17-64 GPUs 0.5-1.0 FTE $100,000
65-256 GPUs 2-3 FTE team $200,000

Maintenance & Support

Hardware failures are inevitable over multi-year deployments. Budget for:

  • Hardware support: 10% of hardware cost annually
  • Software licensing: ~$500/GPU/year for enterprise tools
  • Failure replacement: 1-3% GPU failure rate annually
Support Level Coverage Response
Basic Warranty Parts only 5-10 days
Extended (5-8%) Parts + labor 3-5 days
Premium (10-15%) 24/7 coverage 4 hours

Frequently Asked Questions

Common questions about AI infrastructure TCO

What is Total Cost of Ownership (TCO) for AI infrastructure?

Total Cost of Ownership represents the complete financial impact of an AI infrastructure investment over its useful life, including hardware acquisition, power and cooling, facilities, personnel, maintenance, and software licensing costs. For AI workloads, TCO extends far beyond hardware purchase price—power consumption can exceed hardware cost over a 3-year period.

When is on-premises AI infrastructure more cost-effective than cloud?

On-premises AI infrastructure typically becomes more cost-effective than cloud for sustained workloads with 60%+ utilization. Break-even typically occurs at:

  • 7-14 months for 90%+ utilization (24/7 production)
  • 14-24 months for 60-80% utilization (active development)
  • 24-36+ months for 40-60% utilization (periodic workloads)

Below 40% utilization, cloud is often more economical.

What are the major cost categories in AI infrastructure TCO?

The major cost categories are:

  • Hardware CapEx (30-50%): GPUs, servers, networking, and storage
  • Energy OpEx (15-25%): Electricity and cooling
  • Personnel costs (20-30%): System administration and MLOps
  • Facility costs: Colocation or data center space
  • Maintenance & Support (10-15%): Hardware support and software licensing
How much electricity does an AI GPU server consume?

Modern AI accelerators have significant power requirements: NVIDIA H100/H200 SXM draws 700W per GPU, B200 draws 1,000W, B300 draws 1,400W, and AMD MI355X draws 1,400W. An 8-GPU H200 server consumes approximately 6.1kW including CPU overhead. With typical data center PUE of 1.2-1.5, annual electricity costs range from $8,000-15,000 per 8-GPU server at $0.12/kWh.

What cooling is required for high-density AI GPU deployments?

Cooling requirements depend on rack density:

  • Air cooling with containment supports up to 35 kW/rack (PUE ~1.50)
  • RDHx supports 50-75 kW/rack (PUE ~1.35)
  • Direct-to-chip liquid required for 50-100+ kW/rack (PUE ~1.20)
  • Immersion cooling achieves best efficiency for 100+ kW/rack (PUE ~1.10)
What is PUE and why does it matter for AI infrastructure costs?

Power Usage Effectiveness (PUE) measures data center efficiency as the ratio of total facility power to IT equipment power. A PUE of 1.50 means for every 1 watt of IT load, 0.50 additional watts are consumed for cooling and facility overhead.

For high-power AI deployments, improving PUE from 1.50 to 1.20 can reduce energy costs by 20%. Industry average is 1.56; best-in-class hyperscalers achieve 1.08-1.10.

Need Expert TCO Analysis?

Our infrastructure economists will provide a custom TCO model with accurate costs, ROI projections, and complete financial recommendations for your specific deployment.

Customized Financial Analysis
Vendor-Specific Pricing
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Implementation Roadmap

Calculator Disclaimer

This calculator provides estimates based on typical costs and industry averages. Actual costs will vary based on specific configurations, vendor negotiations, geographic location, and individual circumstances. GPU pricing reflects current market conditions as of January 2026 and may change without notice. Cloud pricing is based on published rates and does not include potential discounts, data egress, storage, or network transfer costs. For detailed infrastructure planning and precise cost analysis, contact SLYD for a customized assessment.

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